The Intelligence Layer for Payments

Introducing RouteSense, a first‑of‑its‑kind routing platform that connects every source and signal across your entire payments stack.

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Portfolio Health 94.2% +2.3% today
Active MIDs 4 Across 4 processors
24h Volume $750k 5,520 transactions
Incoming Transaction Visa • $127.50
Routing to Best Available
MID-8472
Selected
Elavon
Health 94
Auth Rate 96.1%
24h Volume $342k
Improving
Routing here
MID-5547
Fifth Third
Health 87
Auth Rate 94.3%
24h Volume $289k
Stable
MID-3291
Synovus
Health 72
Auth Rate 87.2%
24h Volume $156k
Worsening
MID-1029
WestAmerica
Health 45
Auth Rate 79.4%
24h Volume $78k
Recovering

Why Payments Fail

You can’t fix what you can’t see—and right now, the entire industry is flying blind.

By the time problems surface, your MIDs are suspended, or worse.

Blind spots

Fragmented data across the payment lifecycle means you can’t see compliance issues until it’s too late.

Stale data

Monthly reports tell you where you’ve been. They don’t tell you where are, or where you’re headed.

Static routing

Rules-based routing ignores the reality on the ground. At-risk MIDs keep taking hits, even when healthier options are available.

Feature Highlights

Optimize auth rates

With RouteSense, you can route transactions to MIDs with the strongest approval performance, automatically. Customers see fewer declines. You see more revenue.

Protect MID health

We monitor every MID in your portfolio against network thresholds in real time, so you never hit a limit that could have been avoided.

Route intelligently

Incoming transactions are directed to the best available MID based on capacity, approval rates, and our proprietary MIDAS™ scoring system.

How RouteSense Works

Connect

Integrate with your gateways, CRM, and processors in minutes. We normalize data from every source into a single view.

Analyze

Our platform continuously scores each MID on health, capacity, and performance. You see risk as it develops.

Act

We put your transactions on the optimal path, prioritizing whatever matters most to you—MID health, price, or performance.

Product Suite

One platform. Three products.

Complete visibility across your entire payments stack.

Pathfinder

Intelligent routing that points each transaction to the best available MID, using real‑time health and performance data.

A dashboard titled Live Routing showing the steps taken to process and route a given transaction. A list of metrics used in deciding how to route the transaction, including MID Health and Auth Rate, is shown to one side.

Sentinel

Continuous health monitoring with predictive alerts. Know when a MID is trending toward trouble before it hits the breaking point.

A dashboard titled Predictive Monitoring showing a list of MIDs in a table along with their health score and the 24-hour transaction volume. Below, cards identify early warnings for threshold breaches expected to occur in the next 7 days.

MIDAS

The intelligence layer. Real‑time health scores, projected trends, and card scheme ratio tracking across your entire MID portfolio.

A dashboard titled Intelligence Layer showing a list of MIDs in a table along with information including VAMP score, approval rate, and projected health change over the next 7 days.

Built for Every Role in Payments

No matter who you are or what you do, RouteSense helps you meet the moment, even in the riskiest markets.

Merchants

Multi-MID operators

Protect your MIDs, maximize approvals, and maintain compliance. See everything in one place—no more wrangling spreadsheets or tabulating by hand.

ISOs

Portfolio managers

Gain full vision across your entire portfolio. Protect your residuals from the risks you can’t see coming, and leverage Pathfinder to maximize your revenue.

Acquirers and Banks

Risk & compliance teams

Unlock real-time visibility into merchant performance. Identify and address issues before they impact your bottom line.

PSPs

Sub-merchant operators

Manage sub-merchant risk at scale. Route intelligently and monitor health across your entire platform, end-to-end.

Trust & Security

PCI-DSS & GDPR
compliant
99.9% uptime SLA
PANs never stored
Bank-grade encryption

See RouteSense in Action

Interested in learning more? Have questions that weren’t answered here?

Take a look at our FAQ, or request a demo. We’d love to talk!